/* ===== RESET ===== */
.mr-wrap *, .mr-wrap *::before, .mr-wrap *::after { box-sizing: border-box; margin: 0; padding: 0; }

/* ===== BASE ===== */
.mr-wrap {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  font-size: 15px; color: #1e293b;
  max-width: 1060px; margin: 0 auto;
  background: #fff; border: 1px solid #e2e8f0;
  border-radius: 16px; overflow: hidden;
}

/* ===== HEADER ===== */
.mr-header {
  padding: 22px 24px 20px;
  background: #422006;
  display: flex; align-items: center; gap: 14px;
}
.mr-header-icon {
  width: 50px; height: 50px; border-radius: 12px;
  background: rgba(255,255,255,0.15);
  display: flex; align-items: center; justify-content: center;
  color: #fff; flex-shrink: 0;
}
.mr-title { font-size: 20px; font-weight: 700; color: #fff; margin-bottom: 3px; }
.mr-subtitle { font-size: 13px; color: rgba(255,255,255,0.7); }

/* ===== BODY LAYOUT ===== */
.mr-body { display: flex; flex-direction: column; }

.mr-form { padding: 20px; display: flex; flex-direction: column; gap: 14px; }
.mr-results { padding: 20px; display: flex; flex-direction: column; gap: 12px; background: #fdf8f6; }

/* ===== SECTION LABELS ===== */
.mr-section-label {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .07em; color: #64748b;
  padding-bottom: 4px; border-bottom: 1px solid #f1f5f9;
  margin-top: 2px;
}

/* ===== FIELDS ===== */
.mr-field { display: flex; flex-direction: column; gap: 6px; }
.mr-label {
  font-size: 13px; font-weight: 600; color: #334155;
  display: flex; align-items: center; gap: 6px; flex-wrap: wrap;
}
.mr-label-hint { font-size: 11px; font-weight: 400; color: #94a3b8; }
.mr-label-row { display: flex; justify-content: space-between; align-items: center; gap: 8px; flex-wrap: wrap; }
.mr-badge { font-size: 12.5px; font-weight: 700; color: #422006; background: #fed7aa; padding: 2px 10px; border-radius: 20px; }
.mr-field-hint { font-size: 12px; color: #64748b; line-height: 1.5; }

/* ===== INPUTS ===== */
.mr-prefix-wrap, .mr-suffix-wrap {
  display: flex; align-items: center;
  border: 1.5px solid #cbd5e1; border-radius: 8px;
  overflow: hidden; background: #f8fafc;
}
.mr-prefix-wrap:focus-within, .mr-suffix-wrap:focus-within {
  border-color: #422006; background: #fff;
}
.mr-prefix, .mr-suffix {
  padding: 0 10px; height: 42px;
  display: flex; align-items: center;
  font-size: 14px; font-weight: 600; color: #64748b;
  background: #f1f5f9; white-space: nowrap; flex-shrink: 0;
}
.mr-prefix { border-right: 1px solid #e2e8f0; }
.mr-suffix { border-left: 1px solid #e2e8f0; }
.mr-input {
  flex: 1; border: none; background: transparent;
  padding: 0 12px; height: 42px;
  font-size: 14px; color: #1e293b; outline: none; min-width: 0;
  -moz-appearance: textfield;
}
.mr-input::-webkit-outer-spin-button,
.mr-input::-webkit-inner-spin-button { -webkit-appearance: none; }

/* ===== ROW 2 ===== */
.mr-row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }

/* ===== SLIDER ===== */
.mr-slider { width: 100%; height: 5px; accent-color: #422006; cursor: pointer; }

/* ===== REFINANCE TYPE BUTTONS ===== */
.mr-type-group { display: grid; grid-template-columns: repeat(3,1fr); gap: 8px; }
.mr-type-btn {
  display: flex; flex-direction: column; align-items: center; gap: 4px;
  padding: 12px 8px; border: 1.5px solid #e2e8f0;
  border-radius: 10px; background: #f8fafc;
  cursor: pointer; transition: all .15s; text-align: center;
}
.mr-type-btn.active { background: #422006; border-color: #422006; }
.mr-type-icon { font-size: 20px; line-height: 1; }
.mr-type-name { font-size: 12.5px; font-weight: 700; color: #334155; }
.mr-type-btn.active .mr-type-name { color: #fff; }
.mr-type-desc { font-size: 11px; color: #94a3b8; line-height: 1.3; }
.mr-type-btn.active .mr-type-desc { color: rgba(255,255,255,0.7); }


/* ===== TERM BUTTONS ===== */
.mr-btn-group { display: grid; grid-template-columns: repeat(3,1fr); gap: 6px; }
.mr-term-btn {
  padding: 10px 0; border: 1.5px solid #cbd5e1;
  border-radius: 8px; font-size: 13px; font-weight: 600;
  cursor: pointer; background: #f8fafc; color: #475569;
  transition: all .15s;
}
.mr-term-btn.active { background: #422006; border-color: #422006; color: #fff; }

/* ===== CLOSING COST BUTTONS ===== */
.mr-cc-group { display: grid; grid-template-columns: repeat(3,1fr); gap: 6px; }
.mr-cc-btn {
  padding: 10px 4px; border: 1.5px solid #cbd5e1;
  border-radius: 8px; font-size: 12.5px; font-weight: 600;
  cursor: pointer; background: #f8fafc; color: #475569;
  transition: all .15s; text-align: center; white-space: nowrap;
}
.mr-cc-btn.active { background: #422006; border-color: #422006; color: #fff; }

/* ===== DISCLAIMER ===== */
.mr-disclaimer {
  background: #fefce8; border: 1px solid #fde68a;
  border-radius: 8px; padding: 12px 14px;
  font-size: 12px; color: #78350f; line-height: 1.5;
}

/* ===== VERDICT CARD ===== */
.mr-verdict-card {
  border-radius: 12px; padding: 18px 20px;
  display: flex; align-items: flex-start; gap: 14px;
  background: #f1f5f9; border: 1.5px solid #e2e8f0;
  transition: all .3s;
}
.mr-verdict-card.verdict-yes { background: #f0fdf4; border-color: #bbf7d0; }
.mr-verdict-card.verdict-no { background: #fff5f5; border-color: #fecaca; }
.mr-verdict-card.verdict-maybe { background: #fffbeb; border-color: #fde68a; }
.mr-verdict-icon { font-size: 32px; flex-shrink: 0; line-height: 1; }
.mr-verdict-text { font-size: 15px; font-weight: 700; color: #1e293b; margin-bottom: 4px; }
.mr-verdict-sub { font-size: 13px; color: #475569; line-height: 1.5; }

/* ===== COMPARE CARD ===== */
.mr-compare-card {
  background: #fff; border: 1px solid #e2e8f0;
  border-radius: 12px; padding: 16px;
}
.mr-compare-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: #94a3b8; margin-bottom: 14px; }
.mr-compare-row { display: flex; align-items: center; gap: 8px; }
.mr-compare-col { flex: 1; text-align: center; }
.mr-compare-arrow { font-size: 20px; color: #94a3b8; flex-shrink: 0; }
.mr-compare-label { font-size: 11px; font-weight: 600; color: #94a3b8; text-transform: uppercase; letter-spacing: .05em; margin-bottom: 4px; }
.mr-compare-old .mr-compare-amount { font-size: 26px; font-weight: 800; color: #64748b; }
.mr-compare-new .mr-compare-amount { font-size: 26px; font-weight: 800; color: #422006; }
.mr-compare-sub { font-size: 11.5px; color: #94a3b8; margin-top: 3px; }
.mr-savings-strip {
  display: flex; justify-content: space-between; align-items: center;
  margin-top: 14px; padding-top: 12px; border-top: 1px solid #f1f5f9;
  font-size: 13px; color: #475569;
}
.mr-savings-val { font-size: 16px; font-weight: 700; }
.mr-savings-val.positive { color: #16a34a; }
.mr-savings-val.negative { color: #dc2626; }

/* ===== STATS GRID ===== */
.mr-stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.mr-stat { background: #fff; border: 1px solid #e2e8f0; border-radius: 10px; padding: 12px 14px; }
.mr-stat-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: #94a3b8; margin-bottom: 4px; }
.mr-stat-val { font-size: 16px; font-weight: 700; color: #1e293b; }
.mr-stat-sub { font-size: 11px; color: #94a3b8; margin-top: 2px; }

/* ===== WARNING CARD ===== */
.mr-warning-card {
  display: flex; align-items: flex-start; gap: 12px;
  background: #fff7ed; border: 1.5px solid #fed7aa;
  border-radius: 12px; padding: 14px 16px;
}
.mr-warning-icon { font-size: 22px; flex-shrink: 0; }
.mr-warning-title { font-size: 13px; font-weight: 700; color: #c2410c; margin-bottom: 4px; }
.mr-warning-text { font-size: 13px; color: #9a3412; line-height: 1.5; }

/* ===== PMI CARD ===== */
.mr-pmi-card {
  display: flex; align-items: flex-start; gap: 12px;
  background: #f0fdf4; border: 1.5px solid #bbf7d0;
  border-radius: 12px; padding: 14px 16px;
}
.mr-pmi-icon { font-size: 22px; flex-shrink: 0; }
.mr-pmi-title { font-size: 13px; font-weight: 700; color: #15803d; margin-bottom: 4px; }
.mr-pmi-text { font-size: 13px; color: #166534; line-height: 1.5; }

/* ===== CASH-OUT CARD ===== */
.mr-cashout-card {
  background: #fff; border: 1.5px solid #bfdbfe;
  border-radius: 12px; padding: 14px 16px;
}
.mr-cashout-title { font-size: 13px; font-weight: 700; color: #1d4ed8; margin-bottom: 10px; }
.mr-cashout-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.mr-cashout-item { background: #eff6ff; border-radius: 8px; padding: 10px 12px; }
.mr-cashout-label { font-size: 11px; font-weight: 600; color: #64748b; margin-bottom: 3px; }
.mr-cashout-val { font-size: 15px; font-weight: 700; color: #1d4ed8; }

/* ===== SCENARIOS TABLE ===== */
.mr-scenarios-card {
  background: #fff; border: 1px solid #e2e8f0;
  border-radius: 12px; padding: 16px;
}
.mr-scenarios-title { font-size: 13px; font-weight: 700; color: #1e293b; margin-bottom: 3px; }
.mr-scenarios-hint { font-size: 12px; color: #64748b; margin-bottom: 12px; }
.mr-scenarios-table-wrap { overflow-x: auto; border-radius: 8px; border: 1px solid #e2e8f0; }
.mr-scenarios-table { width: 100%; border-collapse: collapse; font-size: 13px; min-width: 420px; }
.mr-scenarios-table th {
  background: #422006; color: #fff;
  padding: 9px 12px; text-align: left;
  font-size: 11.5px; font-weight: 600; white-space: nowrap;
}
.mr-th-sub { font-size: 10px; font-weight: 400; opacity: .8; }
.mr-scenarios-table td { padding: 10px 12px; border-bottom: 1px solid #f1f5f9; vertical-align: top; }
.mr-scenarios-table tr:last-child td { border-bottom: none; }
.mr-scenarios-table tr.mr-sc-best-row td { background: #fef9ee; }
.mr-sc-desc { font-size: 11px; color: #94a3b8; margin-top: 2px; }
.mr-sc-note { font-size: 12px; color: #422006; font-weight: 600; margin-top: 10px; padding-top: 10px; border-top: 1px solid #f1f5f9; }

/* ===== MOBILE ===== */
/* ==============================================
   SCREEN 1 — MOBILE: max 480px
   ============================================== */
@media (max-width: 480px) {
  .mr-wrap { font-size: 13px; border-radius: 12px; }
  .mr-header { padding: 14px; gap: 10px; }
  .mr-header-icon { width: 38px; height: 38px; }
  .mr-title { font-size: 15px; }
  .mr-subtitle { font-size: 11px; }
  .mr-form, .mr-results { padding: 14px; gap: 12px; }
  .mr-row-2 { grid-template-columns: 1fr; }
  .mr-type-group { grid-template-columns: 1fr; }
  .mr-type-btn { flex-direction: row; justify-content: flex-start; gap: 10px; }
  .mr-cc-group { grid-template-columns: 1fr; }
  .mr-stats-grid { grid-template-columns: 1fr; }
  .mr-cashout-grid { grid-template-columns: 1fr; }
  .mr-compare-amount { font-size: 20px; }
}

/* ==============================================
   SCREEN 2 — TABLET: 481px – 899px
   ============================================== */
@media (min-width: 481px) and (max-width: 899px) {
  .mr-wrap { font-size: 14px; }
  .mr-header { padding: 18px 20px; }
  .mr-form, .mr-results { padding: 18px; gap: 14px; }
  .mr-body { flex-direction: column; }
  .mr-form, .mr-results { width: 100%; }
  .mr-results { border-top: 1px solid #e2e8f0; }
  .mr-row-2 { grid-template-columns: 1fr 1fr; }
  .mr-type-group { grid-template-columns: repeat(3,1fr); }
  .mr-cc-group { grid-template-columns: repeat(3,1fr); }
  .mr-stats-grid { grid-template-columns: repeat(4,1fr); }
  .mr-cashout-grid { grid-template-columns: 1fr 1fr; }
}

/* ==============================================
   SCREEN 3 — DESKTOP: 900px+
   ============================================== */
@media (min-width: 900px) {
  .mr-wrap { font-size: 15px; }
  .mr-header { padding: 22px 24px; }
  .mr-form, .mr-results { padding: 20px; gap: 14px; }
  .mr-body { flex-direction: row; align-items: flex-start; }
  .mr-form { width: 50%; border-right: 1px solid #e2e8f0; }
  .mr-results { width: 50%; }
  .mr-row-2 { grid-template-columns: 1fr 1fr; }
  .mr-type-group { grid-template-columns: repeat(3,1fr); }
  .mr-cc-group { grid-template-columns: repeat(3,1fr); }
  .mr-stats-grid { grid-template-columns: 1fr 1fr; }
  .mr-cashout-grid { grid-template-columns: 1fr 1fr; }
}