/* ===== RESET ===== */
.pl-wrap *, .pl-wrap *::before, .pl-wrap *::after { box-sizing: border-box; margin: 0; padding: 0; }

/* ===== BASE ===== */
.pl-wrap {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  font-size: clamp(13px, 1.5vw, 15px);
  color: #1e293b; max-width: 1060px; margin: 0 auto;
  background: #fff; border: 1px solid #e2e8f0;
  border-radius: 16px; overflow: hidden;
}

/* ===== HEADER ===== */
.pl-header {
  padding: clamp(14px, 2vw, 22px) clamp(14px, 2.5vw, 24px);
  background: #312e81;
  display: flex; align-items: center; gap: clamp(10px, 1.5vw, 14px);
}
.pl-header-icon {
  width: clamp(40px, 5vw, 50px); height: clamp(40px, 5vw, 50px);
  border-radius: 12px; background: rgba(255,255,255,0.15);
  display: flex; align-items: center; justify-content: center;
  color: #a5b4fc; flex-shrink: 0;
}
.pl-title    { font-size: clamp(16px, 2vw, 20px); font-weight: 700; color: #fff; margin-bottom: 3px; }
.pl-subtitle { font-size: clamp(11px, 1.3vw, 13px); color: rgba(255,255,255,0.7); line-height: 1.4; }

/* ===== BODY — default stacked ===== */
.pl-body    { display: flex; flex-direction: column; }
.pl-form    { padding: 16px; display: flex; flex-direction: column; gap: 13px; width: 100%; }
.pl-results { padding: 16px; display: flex; flex-direction: column; gap: 12px; background: #f5f3ff; width: 100%; border-top: 1px solid #e2e8f0; }

/* ===== SECTION LABELS ===== */
.pl-section-label {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .07em; color: #64748b;
  padding-bottom: 4px; border-bottom: 1px solid #f1f5f9; margin-top: 2px;
}

/* ===== FIELDS ===== */
.pl-field      { display: flex; flex-direction: column; gap: 6px; }
.pl-label      { font-size: 13px; font-weight: 600; color: #334155; }
.pl-label-hint { font-size: 11px; font-weight: 400; color: #94a3b8; }
.pl-label-row  { display: flex; justify-content: space-between; align-items: center; }
.pl-field-hint { font-size: 12px; color: #64748b; line-height: 1.5; }
.pl-badge      { font-size: 12px; font-weight: 700; background: #ede9fe; color: #312e81; padding: 2px 9px; border-radius: 20px; }
.pl-badge-warn { font-size: 12px; font-weight: 700; background: #fee2e2; color: #991b1b; padding: 2px 9px; border-radius: 20px; }

/* ===== SLIDER ===== */
.pl-slider {
  width: 100%; height: 6px; -webkit-appearance: none; appearance: none;
  background: #e2e8f0; border-radius: 3px; outline: none; cursor: pointer;
}
.pl-slider::-webkit-slider-thumb {
  -webkit-appearance: none; width: 20px; height: 20px;
  border-radius: 50%; background: #312e81; cursor: pointer;
  border: 3px solid #fff; box-shadow: 0 1px 4px rgba(0,0,0,.2);
}
.pl-slider::-moz-range-thumb {
  width: 20px; height: 20px; border-radius: 50%;
  background: #312e81; cursor: pointer; border: 3px solid #fff;
}

/* ===== ROW 2 ===== */
.pl-row-2 { display: grid; grid-template-columns: 1fr; gap: 10px; }

/* ===== INPUTS ===== */
.pl-prefix-wrap, .pl-suffix-wrap {
  display: flex; align-items: center;
  border: 1.5px solid #cbd5e1; border-radius: 8px;
  overflow: hidden; background: #f8fafc; min-width: 0;
}
.pl-prefix-wrap:focus-within, .pl-suffix-wrap:focus-within { border-color: #312e81; background: #fff; }
.pl-prefix, .pl-suffix {
  padding: 0 10px; height: 42px;
  display: flex; align-items: center;
  font-size: 14px; font-weight: 600; color: #64748b;
  background: #f1f5f9; white-space: nowrap; flex-shrink: 0;
}
.pl-prefix { border-right: 1px solid #e2e8f0; }
.pl-suffix { border-left: 1px solid #e2e8f0; }
.pl-input {
  flex: 1; border: none; background: transparent;
  padding: 0 12px; height: 42px;
  font-size: 14px; color: #1e293b; outline: none; min-width: 0;
  -moz-appearance: textfield;
}
.pl-input::-webkit-outer-spin-button,
.pl-input::-webkit-inner-spin-button { -webkit-appearance: none; }

/* ===== PURPOSE BUTTONS ===== */
.pl-purpose-group { display: grid; grid-template-columns: repeat(3,1fr); gap: 6px; }
.pl-purpose-btn {
  padding: 9px 6px; border: 1.5px solid #e2e8f0;
  border-radius: 8px; background: #f8fafc;
  font-size: 12px; font-weight: 600; color: #475569;
  cursor: pointer; transition: all .15s; text-align: center; white-space: nowrap;
}
.pl-purpose-btn.active { background: #312e81; border-color: #312e81; color: #fff; }
.pl-purpose-btn:hover:not(.active) { border-color: #312e81; color: #ffffff; }

/* ===== CREDIT BUTTONS ===== */
.pl-credit-group { display: grid; grid-template-columns: repeat(3,1fr); gap: 6px; }
.pl-credit-btn {
  padding: 9px 4px; border: 1.5px solid #e2e8f0;
  border-radius: 8px; background: #f8fafc;
  font-size: 12px; font-weight: 600; color: #475569;
  cursor: pointer; transition: all .15s; text-align: center; white-space: nowrap;
}
.pl-credit-btn.active { background: #312e81; border-color: #312e81; color: #fff; }
.pl-credit-btn:hover:not(.active) { border-color: #312e81; color: #ffffff; }
.pl-credit-savings {
  font-size: 12px; color: #15803d; font-weight: 600;
  background: #f0fdf4; border: 1px solid #bbf7d0;
  border-radius: 7px; padding: 7px 10px; line-height: 1.4;
  display: none;
}

/* ===== TERM BUTTONS ===== */
.pl-term-group { display: grid; grid-template-columns: repeat(6,1fr); gap: 6px; }
.pl-term-btn {
  padding: 9px 4px; border: 1.5px solid #cbd5e1;
  border-radius: 8px; font-size: 12.5px; font-weight: 600;
  cursor: pointer; background: #f8fafc; color: #475569; transition: all .15s;
  white-space: nowrap; text-align: center;
}
.pl-term-btn.active { background: #312e81; border-color: #312e81; color: #fff; }
.pl-term-btn:hover:not(.active) { border-color: #312e81; color: #ffffff; }
.pl-term-btn.pl-best-term { border-color: #16a34a; }

/* ===== DISCLAIMER ===== */
.pl-disclaimer {
  background: #fefce8; border: 1px solid #fde68a;
  border-radius: 8px; padding: 12px 14px;
  font-size: 12px; color: #78350f; line-height: 1.5;
}

/* ===== HERO ===== */
.pl-hero-card {
  background: #312e81; border-radius: 14px;
  padding: clamp(16px, 2vw, 22px) 20px; text-align: center; color: #fff;
}
.pl-hero-label  { font-size: 12px; font-weight: 600; opacity: .7; text-transform: uppercase; letter-spacing: .07em; margin-bottom: 6px; }
.pl-hero-amount { font-size: clamp(34px, 5vw, 48px); font-weight: 800; line-height: 1; color: #a5b4fc; }
.pl-hero-sub    { font-size: 12px; opacity: .65; margin-top: 6px; }

/* ===== APR CARD ===== */
.pl-apr-card {
  display: flex; align-items: center; gap: 0;
  border-radius: 12px; overflow: hidden; border: 1.5px solid #e2e8f0;
  flex-wrap: wrap;
}
.pl-apr-left, .pl-apr-right {
  flex: 1; padding: 14px 16px; text-align: center; min-width: 100px;
}
.pl-apr-left  { background: #f8fafc; }
.pl-apr-right { background: #fdf4ff; }
.pl-apr-arrow { padding: 0 8px; font-size: 20px; color: #94a3b8; align-self: center; flex-shrink: 0; }
.pl-apr-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: #94a3b8; margin-bottom: 4px; }
.pl-apr-val   { font-size: clamp(18px, 2.5vw, 24px); font-weight: 800; color: #1e293b; }
.pl-apr-true  { color: #7c3aed; }
.pl-apr-note  { width: 100%; padding: 8px 16px; background: #fdf4ff; font-size: 12px; color: #6d28d9; text-align: center; border-top: 1px solid #e9d5ff; }

/* ===== STATS ===== */
.pl-stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.pl-stat       { background: #fff; border: 1px solid #e2e8f0; border-radius: 10px; padding: 12px 14px; }
.pl-stat-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: #94a3b8; margin-bottom: 4px; }
.pl-stat-val   { font-size: clamp(13px, 1.8vw, 17px); font-weight: 700; color: #1e293b; }
.pl-stat-sub   { font-size: 11px; color: #94a3b8; margin-top: 2px; }
.pl-red        { color: #dc2626; }
.pl-green      { color: #16a34a; }
.pl-purple     { color: #7c3aed; }

/* ===== EXTRA PAYMENT ===== */
.pl-extra-card {
  background: #fff; border: 1.5px solid #bbf7d0;
  border-radius: 12px; padding: 14px 16px;
}
.pl-extra-title { font-size: 13px; font-weight: 700; color: #15803d; margin-bottom: 10px; }
.pl-extra-grid  { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.pl-extra-item  { background: #f0fdf4; border-radius: 8px; padding: 10px 12px; }
.pl-extra-label { font-size: 11px; font-weight: 600; color: #64748b; margin-bottom: 3px; }
.pl-extra-val   { font-size: 16px; font-weight: 700; color: #1e293b; }

/* ===== TERM TABLE ===== */
.pl-term-card {
  background: #fff; border: 1px solid #e2e8f0;
  border-radius: 12px; padding: 16px;
}
.pl-term-title { font-size: 13px; font-weight: 700; color: #1e293b; margin-bottom: 3px; }
.pl-term-hint  { font-size: 12px; color: #64748b; margin-bottom: 12px; }
.pl-table-wrap { overflow-x: auto; border-radius: 8px; border: 1px solid #e2e8f0; }
.pl-table      { width: 100%; border-collapse: collapse; font-size: 13px; min-width: 320px; }
.pl-table th   { background: #312e81; color: #fff; padding: 9px 12px; text-align: left; font-size: 11px; font-weight: 600; white-space: nowrap; }
.pl-table td   { padding: 9px 12px; border-bottom: 1px solid #f1f5f9; font-size: 13px; white-space: nowrap; }
.pl-table tr:last-child td { border-bottom: none; }
.pl-table tr.pl-active-row td { background: #ede9fe; font-weight: 600; }
.pl-table tr.pl-best-row td  { background: #f0fdf4; }
.pl-table .pl-tag { font-size: 10px; font-weight: 700; padding: 1px 6px; border-radius: 10px; margin-left: 4px; vertical-align: middle; }
.pl-tag-active { background: #312e81; color: #fff; }
.pl-tag-best   { background: #16a34a; color: #fff; }

/* ===== CREDIT SCORE TABLE ===== */
.pl-score-card {
  background: #fff; border: 1px solid #e2e8f0;
  border-radius: 12px; padding: 16px;
}
.pl-score-title { font-size: 13px; font-weight: 700; color: #1e293b; margin-bottom: 3px; }
.pl-score-hint  { font-size: 12px; color: #64748b; margin-bottom: 12px; }
.pl-score-row   {
  display: grid; grid-template-columns: 1.2fr 1fr 1fr 1fr;
  gap: 6px; padding: 8px 0; border-bottom: 1px solid #f1f5f9;
  font-size: 12.5px; align-items: center;
}
.pl-score-row:last-child { border-bottom: none; }
.pl-score-head  { font-size: 10.5px; font-weight: 700; text-transform: uppercase; color: #94a3b8; padding-bottom: 6px; border-bottom: 2px solid #e2e8f0; margin-bottom: 2px; }
.pl-score-active { background: #ede9fe; border-radius: 8px; padding: 6px 8px; margin: -2px -4px; }
.pl-score-name  { font-weight: 600; color: #334155; }
.pl-score-rate  { color: #dc2626; font-weight: 600; text-align: right; }
.pl-score-mo    { font-weight: 600; text-align: right; }
.pl-score-save  { color: #16a34a; font-weight: 700; text-align: right; }

/* ==============================================
   SCREEN 1 — MOBILE: max 480px
   ============================================== */
@media (max-width: 480px) {
  .pl-wrap   { font-size: 13px; border-radius: 12px; }
  .pl-header { padding: 14px; gap: 10px; }
  .pl-header-icon { width: 38px; height: 38px; }
  .pl-title  { font-size: 15px; }
  .pl-subtitle { font-size: 11px; }
  .pl-form, .pl-results { padding: 14px; gap: 12px; }
  .pl-body   { flex-direction: column; }
  .pl-row-2  { grid-template-columns: 1fr; }
  .pl-purpose-group { grid-template-columns: repeat(2,1fr); }
  .pl-credit-group  { grid-template-columns: repeat(2,1fr); }
  .pl-term-group    { grid-template-columns: repeat(3,1fr); }
  .pl-stats-grid    { grid-template-columns: 1fr; }
  .pl-extra-grid    { grid-template-columns: 1fr; }
  .pl-score-row     { grid-template-columns: 1.2fr 1fr 1fr; }
  .pl-score-row .pl-score-save { display: none; }
  .pl-score-head .pl-score-save { display: none; }
  .pl-hero-amount   { font-size: 30px; }
  .pl-apr-card      { flex-direction: column; }
  .pl-apr-arrow     { transform: rotate(90deg); padding: 4px 0; align-self: center; }
}

/* ==============================================
   SCREEN 2 — TABLET: 481px – 899px
   ============================================== */
@media (min-width: 481px) and (max-width: 899px) {
  .pl-wrap   { font-size: 14px; }
  .pl-header { padding: 18px 20px; }
  .pl-form, .pl-results { padding: 18px; gap: 14px; }
  .pl-body   { flex-direction: column; }
  .pl-results { border-top: 1px solid #e2e8f0; }
  .pl-row-2  { grid-template-columns: 1fr 1fr; }
  .pl-purpose-group { grid-template-columns: repeat(3,1fr); }
  .pl-credit-group  { grid-template-columns: repeat(6,1fr); }
  .pl-term-group    { grid-template-columns: repeat(6,1fr); }
  .pl-stats-grid    { grid-template-columns: repeat(4,1fr); }
  .pl-extra-grid    { grid-template-columns: 1fr 1fr; }
  .pl-hero-amount   { font-size: 40px; }
}

/* ==============================================
   SCREEN 3 — DESKTOP: 900px+
   ============================================== */
@media (min-width: 900px) {
  .pl-wrap   { font-size: 15px; }
  .pl-header { padding: 22px 24px; }
  .pl-form, .pl-results { padding: 20px; gap: 14px; }
  .pl-body   { flex-direction: row; align-items: flex-start; }
  .pl-form   { width: 50%; border-right: 1px solid #e2e8f0; border-top: none; }
  .pl-results { width: 50%; border-top: none; }
  .pl-row-2  { grid-template-columns: 1fr 1fr; }
  .pl-purpose-group { grid-template-columns: repeat(3,1fr); }
  .pl-credit-group  { grid-template-columns: repeat(3,1fr); }
  .pl-term-group    { grid-template-columns: repeat(6,1fr); }
  .pl-stats-grid    { grid-template-columns: 1fr 1fr; }
  .pl-extra-grid    { grid-template-columns: 1fr 1fr; }
  .pl-hero-amount   { font-size: 44px; }
}