/* ===== RESET ===== */
.sl-wrap *, .sl-wrap *::before, .sl-wrap *::after { box-sizing: border-box; margin: 0; padding: 0; }

/* ===== BASE ===== */
.sl-wrap {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  font-size: clamp(13px, 1.5vw, 15px);
  color: #1e293b; max-width: 1060px; margin: 0 auto;
  background: #fff; border: 1px solid #e2e8f0;
  border-radius: 16px; overflow: hidden;
}

/* ===== HEADER ===== */
.sl-header {
  padding: clamp(14px, 2vw, 22px) clamp(14px, 2.5vw, 24px);
  background: #0c4a6e;
  display: flex; align-items: center; gap: clamp(10px, 1.5vw, 14px);
}
.sl-header-icon {
  width: clamp(40px, 5vw, 50px); height: clamp(40px, 5vw, 50px);
  border-radius: 12px; background: rgba(255,255,255,0.15);
  display: flex; align-items: center; justify-content: center;
  color: #7dd3fc; flex-shrink: 0;
}
.sl-title    { font-size: clamp(16px, 2vw, 20px); font-weight: 700; color: #fff; margin-bottom: 3px; }
.sl-subtitle { font-size: clamp(11px, 1.3vw, 13px); color: rgba(255,255,255,0.7); line-height: 1.4; }

/* ===== BODY ===== */
.sl-body    { display: flex; flex-direction: column; }
.sl-form    { padding: 16px; display: flex; flex-direction: column; gap: 13px; width: 100%; }
.sl-results { padding: 16px; display: flex; flex-direction: column; gap: 12px; background: #f0f9ff; width: 100%; border-top: 1px solid #e2e8f0; }

/* ===== SECTION LABELS ===== */
.sl-section-label {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .07em; color: #64748b;
  padding-bottom: 4px; border-bottom: 1px solid #f1f5f9;
  margin-top: 2px; display: flex; align-items: center; gap: 8px;
}
.sl-section-tag {
  font-size: 9.5px; font-weight: 600; background: #e0f2fe; color: #0369a1;
  padding: 2px 7px; border-radius: 20px; text-transform: none; letter-spacing: 0;
}

/* ===== FIELDS ===== */
.sl-field      { display: flex; flex-direction: column; gap: 6px; }
.sl-label      { font-size: 13px; font-weight: 600; color: #334155; }
.sl-label-hint { font-size: 11px; font-weight: 400; color: #94a3b8; }
.sl-label-row  { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 6px; }
.sl-field-hint { font-size: 12px; color: #64748b; line-height: 1.5; }
.sl-row-2      { display: grid; grid-template-columns: 1fr; gap: 10px; }

/* ===== INPUTS ===== */
.sl-prefix-wrap, .sl-suffix-wrap {
  display: flex; align-items: center;
  border: 1.5px solid #cbd5e1; border-radius: 8px;
  overflow: hidden; background: #f8fafc; min-width: 0;
}
.sl-prefix-wrap:focus-within, .sl-suffix-wrap:focus-within { border-color: #0c4a6e; background: #fff; }
.sl-prefix, .sl-suffix {
  padding: 0 10px; height: 42px;
  display: flex; align-items: center;
  font-size: 14px; font-weight: 600; color: #64748b;
  background: #f1f5f9; white-space: nowrap; flex-shrink: 0;
}
.sl-prefix { border-right: 1px solid #e2e8f0; }
.sl-suffix { border-left: 1px solid #e2e8f0; }
.sl-input {
  flex: 1; border: none; background: transparent;
  padding: 0 12px; height: 42px;
  font-size: 14px; color: #1e293b; outline: none; min-width: 0;
  -moz-appearance: textfield;
}
.sl-input::-webkit-outer-spin-button,
.sl-input::-webkit-inner-spin-button { -webkit-appearance: none; }

/* ===== LOAN TYPE BUTTONS ===== */
.sl-loan-type-group { display: grid; grid-template-columns: repeat(2,1fr); gap: 7px; }
.sl-type-btn {
  padding: 10px 8px; border: 1.5px solid #e2e8f0;
  border-radius: 9px; background: #f8fafc;
  font-size: 12.5px; font-weight: 600; color: #475569;
  cursor: pointer; transition: all .15s; text-align: center; line-height: 1.4;
}
.sl-type-btn span { font-size: 11px; font-weight: 400; color: #94a3b8; display: block; }
.sl-type-btn.active { background: #0c4a6e; border-color: #0c4a6e; color: #fff; }
.sl-type-btn.active span { color: rgba(255,255,255,0.7); }
.sl-type-btn:hover:not(.active) { border-color: #0c4a6e; color: #Ffffff; }

/* ===== FAMILY / REFI BUTTONS ===== */
.sl-btn-group    { display: grid; grid-template-columns: repeat(4,1fr); gap: 6px; }
.sl-fam-btn, .sl-refi-btn {
  padding: 10px 4px; border: 1.5px solid #cbd5e1;
  border-radius: 8px; font-size: 13px; font-weight: 600;
  cursor: pointer; background: #f8fafc; color: #475569; transition: all .15s; text-align: center;
}
.sl-fam-btn.active, .sl-refi-btn.active { background: #0c4a6e; border-color: #0c4a6e; color: #fff; }
.sl-fam-btn:hover:not(.active), .sl-refi-btn:hover:not(.active) { border-color: #0c4a6e; color: #ffffff; }

/* ===== TOGGLE ===== */
.sl-toggle { position: relative; display: inline-block; width: 44px; height: 24px; cursor: pointer; flex-shrink: 0; }
.sl-toggle input { opacity: 0; width: 0; height: 0; }
.sl-toggle-track { position: absolute; inset: 0; background: #cbd5e1; border-radius: 24px; transition: .2s; }
.sl-toggle input:checked + .sl-toggle-track { background: #0c4a6e; }
.sl-toggle-thumb { position: absolute; top: 3px; left: 3px; width: 18px; height: 18px; border-radius: 50%; background: #fff; transition: .2s; box-shadow: 0 1px 3px rgba(0,0,0,.2); }
.sl-toggle input:checked + .sl-toggle-track .sl-toggle-thumb { left: 23px; }

/* ===== RAP BANNER ===== */
.sl-rap-banner {
  display: flex; align-items: flex-start; gap: 10px;
  background: #fef3c7; border: 1px solid #fde68a;
  border-radius: 9px; padding: 11px 13px;
  font-size: 12.5px; color: #78350f; line-height: 1.5;
}
.sl-rap-icon { font-size: 18px; flex-shrink: 0; }

/* ===== DISCLAIMER ===== */
.sl-disclaimer {
  background: #fefce8; border: 1px solid #fde68a;
  border-radius: 8px; padding: 12px 14px;
  font-size: 12px; color: #78350f; line-height: 1.5;
}

/* ===== HERO ===== */
.sl-hero-card {
  background: #0c4a6e; border-radius: 14px;
  padding: clamp(16px, 2vw, 22px) 20px; text-align: center; color: #fff;
}
.sl-hero-label  { font-size: 12px; font-weight: 600; opacity: .7; text-transform: uppercase; letter-spacing: .07em; margin-bottom: 6px; }
.sl-hero-amount { font-size: clamp(34px, 5vw, 48px); font-weight: 800; line-height: 1; color: #7dd3fc; }
.sl-hero-sub    { font-size: 12px; opacity: .65; margin-top: 6px; }

/* ===== 4-WAY COMPARE ===== */
.sl-compare-card {
  background: #fff; border: 1px solid #e2e8f0;
  border-radius: 12px; padding: 16px;
}
.sl-compare-title { font-size: 13px; font-weight: 700; color: #1e293b; margin-bottom: 3px; }
.sl-compare-hint  { font-size: 12px; color: #64748b; margin-bottom: 12px; }
.sl-plan-cols     { display: grid; grid-template-columns: repeat(4,1fr); gap: 7px; margin-bottom: 12px; }
.sl-plan-col      { border-radius: 10px; padding: 12px 8px; text-align: center; border: 1.5px solid #e2e8f0; }
.sl-plan-col.sl-best-plan { border-width: 2px; border-color: #16a34a; }
.sl-plan-std  { background: #f8fafc; }
.sl-plan-rap  { background: #f0f9ff; border-color: #bae6fd; }
.sl-plan-ibr  { background: #faf5ff; border-color: #e9d5ff; }
.sl-plan-refi { background: #fff7ed; border-color: #fed7aa; }
.sl-plan-label  { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .05em; color: #64748b; margin-bottom: 5px; display: flex; align-items: center; justify-content: center; gap: 4px; flex-wrap: wrap; }
.sl-new-badge   { font-size: 9px; font-weight: 700; background: #0369a1; color: #fff; padding: 1px 5px; border-radius: 8px; text-transform: none; letter-spacing: 0; }
.sl-plan-amount { font-size: clamp(14px, 2vw, 19px); font-weight: 800; color: #1e293b; }
.sl-plan-sub    { font-size: 10px; color: #94a3b8; margin-top: 3px; margin-bottom: 7px; }
.sl-plan-row    { display: flex; justify-content: space-between; font-size: 10.5px; color: #64748b; padding: 3px 0; border-top: 1px solid rgba(0,0,0,.05); }
.sl-plan-row span:last-child { font-weight: 600; color: #1e293b; }
.sl-winner-strip { display: flex; align-items: center; gap: 8px; padding: 10px 12px; background: #f0fdf4; border-radius: 8px; font-size: 13px; color: #64748b; flex-wrap: wrap; }
.sl-winner-val   { font-weight: 700; color: #15803d; }
.sl-red   { color: #dc2626; }
.sl-green { color: #16a34a; }

/* ===== RAP DETAILS CARD ===== */
.sl-rap-card {
  background: #fff; border: 1.5px solid #bae6fd;
  border-radius: 12px; padding: 16px;
}
.sl-rap-card-title { font-size: 13px; font-weight: 700; color: #0369a1; margin-bottom: 12px; }
.sl-rap-grid  { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; margin-bottom: 10px; }
.sl-rap-item  { background: #f0f9ff; border-radius: 8px; padding: 10px 12px; }
.sl-rap-label { font-size: 11px; font-weight: 600; color: #64748b; margin-bottom: 3px; }
.sl-rap-val   { font-size: 15px; font-weight: 700; color: #1e293b; }
.sl-rap-note  { font-size: 12px; color: #0369a1; line-height: 1.5; background: #e0f2fe; border-radius: 7px; padding: 8px 10px; }

/* ===== REFI WARNING ===== */
.sl-refi-warn {
  display: flex; align-items: flex-start; gap: 12px;
  background: #fff7ed; border: 1.5px solid #fed7aa;
  border-radius: 12px; padding: 14px 16px;
}
.sl-refi-warn-icon  { font-size: 22px; flex-shrink: 0; }
.sl-refi-warn-title { font-size: 13px; font-weight: 700; color: #c2410c; margin-bottom: 4px; }
.sl-refi-warn-list  { font-size: 12.5px; font-weight: 600; color: #9a3412; margin-bottom: 5px; }
.sl-refi-warn-text  { font-size: 12.5px; color: #9a3412; line-height: 1.5; }

/* ===== PSLF CARD ===== */
.sl-pslf-card {
  background: #fff; border: 1.5px solid #bbf7d0;
  border-radius: 12px; padding: 16px;
}
.sl-pslf-title { font-size: 13px; font-weight: 700; color: #15803d; margin-bottom: 12px; }
.sl-pslf-grid  { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; margin-bottom: 10px; }
.sl-pslf-item  { background: #f0fdf4; border-radius: 8px; padding: 10px 12px; }
.sl-pslf-label { font-size: 11px; font-weight: 600; color: #64748b; margin-bottom: 3px; }
.sl-pslf-val   { font-size: 15px; font-weight: 700; color: #1e293b; }
.sl-pslf-note  { font-size: 12px; color: #15803d; background: #dcfce7; border-radius: 7px; padding: 8px 10px; line-height: 1.5; }

/* ===== STATS ===== */
.sl-stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.sl-stat       { background: #fff; border: 1px solid #e2e8f0; border-radius: 10px; padding: 12px 14px; }
.sl-stat-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: #94a3b8; margin-bottom: 4px; }
.sl-stat-val   { font-size: clamp(13px, 1.8vw, 16px); font-weight: 700; color: #1e293b; }

/* ==============================================
   SCREEN 1 — MOBILE: max 480px
   ============================================== */
@media (max-width: 480px) {
  .sl-wrap   { font-size: 13px; border-radius: 12px; }
  .sl-header { padding: 14px; gap: 10px; }
  .sl-header-icon { width: 38px; height: 38px; }
  .sl-title  { font-size: 15px; }
  .sl-subtitle { font-size: 11px; }
  .sl-form, .sl-results { padding: 14px; gap: 12px; }
  .sl-body   { flex-direction: column; }
  .sl-row-2  { grid-template-columns: 1fr; }
  .sl-loan-type-group { grid-template-columns: 1fr 1fr; }
  .sl-btn-group { grid-template-columns: repeat(4,1fr); }
  .sl-plan-cols { grid-template-columns: 1fr 1fr; }
  .sl-rap-grid  { grid-template-columns: 1fr; }
  .sl-pslf-grid { grid-template-columns: 1fr; }
  .sl-stats-grid { grid-template-columns: 1fr; }
  .sl-hero-amount { font-size: 30px; }
}

/* ==============================================
   SCREEN 2 — TABLET: 481px – 899px
   ============================================== */
@media (min-width: 481px) and (max-width: 899px) {
  .sl-wrap   { font-size: 14px; }
  .sl-header { padding: 18px 20px; }
  .sl-form, .sl-results { padding: 18px; gap: 14px; }
  .sl-body   { flex-direction: column; }
  .sl-results { border-top: 1px solid #e2e8f0; }
  .sl-row-2  { grid-template-columns: 1fr 1fr; }
  .sl-loan-type-group { grid-template-columns: repeat(4,1fr); }
  .sl-plan-cols { grid-template-columns: repeat(4,1fr); }
  .sl-rap-grid  { grid-template-columns: repeat(4,1fr); }
  .sl-pslf-grid { grid-template-columns: 1fr 1fr; }
  .sl-stats-grid { grid-template-columns: repeat(4,1fr); }
  .sl-hero-amount { font-size: 40px; }
}

/* ==============================================
   SCREEN 3 — DESKTOP: 900px+
   ============================================== */
@media (min-width: 900px) {
  .sl-wrap   { font-size: 15px; }
  .sl-header { padding: 22px 24px; }
  .sl-form, .sl-results { padding: 20px; gap: 14px; }
  .sl-body   { flex-direction: row; align-items: flex-start; }
  .sl-form   { width: 50%; border-right: 1px solid #e2e8f0; border-top: none; }
  .sl-results { width: 50%; border-top: none; }
  .sl-row-2  { grid-template-columns: 1fr 1fr; }
  .sl-loan-type-group { grid-template-columns: repeat(2,1fr); }
  .sl-plan-cols { grid-template-columns: repeat(4,1fr); }
  .sl-rap-grid  { grid-template-columns: 1fr 1fr; }
  .sl-pslf-grid { grid-template-columns: 1fr 1fr; }
  .sl-stats-grid { grid-template-columns: 1fr 1fr; }
  .sl-hero-amount { font-size: 44px; }
}